Tax returns, MTD & business support
sole traders
For as low as only £19.99 per month
If you’re a sole trader, you don’t need jargon. You need clarity, confidence, and someone who keeps HMRC under control.
At AccTek, we support self-employed professionals across the UK with practical tax advice, compliant filings, and forward-looking business support. Whether you’ve just registered or have been trading for years, we make sure your tax position is efficient, compliant and stress-free.
We work with:
- Freelancers and consultants
- Tradespeople and builders
- Online sellers and digital creators
- Drivers and delivery contractors
- Landlords operating as sole traders
- Side-hustle entrepreneurs
If you earn income personally and are not operating through a limited company, this page is for you.
How do we help
Everything You Need — Nothing You Don’t
A Personal, Friendly Touch
You’ll have access to a team of accountants who will get to know you and your business. That enables us to provide an accounting solution tailored to your goals and needs, whether you want to grow your business, become more tax-efficient, or just simplify your accounting processes.
Making Tax Digital (MTD)
This means:
1. Quarterly digital reporting to HMRC
2. Mandatory use of compliant accounting software
3. More frequent tax calculations
We provide:
1. MTD-ready bookkeeping systems
2. Quarterly submissions
3. Annual finalisation and tax return filing
4. Ongoing tax planning throughout the year
Self-Assessment return
We prepare and file your annual Self-Assessment tax return accurately and on time. More importantly, we ensure:
1. All allowable expenses are claimed
2. Payments on account are properly calculated
3. You understand what you owe and when
4. There are no surprises
Invoicing & accounts
Accurate records are the foundation of lower tax and fewer HMRC issues.
We provide:
1. Cloud accounting setup (e.g. Xero integration)
2. Monthly or quarterly bookkeeping
3. Expense tracking automation
4. Bank reconciliation
5. Real-time profit insights
You see your numbers clearly. Not just at year-end.
Tax Planning
Tax isn’t just about reporting. It’s about strategy. We advise on:
1. When to move from sole trader to limited company
2. VAT registration thresholds
3.Timing of purchases and expenses
4. Pension contributions
5.Capital allowances
6.Reducing higher-rate tax exposure
Helpful Sole-Trader resources
Looking for sole trader advice and guidance before paying for our service? We’ve got you covered.
How to pay yourself as a Sole Trader and how much to put aside for tax
As a sole trader, you’re not directly employed and you don’t receive a salary or wage in the traditional sense. So how do you pay yourself as a sole trader and then pay any tax due?
Understanding the legal requirements of being a sole trader
Setting up as a Sole Trader is a popular way to start a business, especially for those entering the business world for the first time. However, as with everything in business, becoming a sole trader comes with several risks you should be aware of.
What business expenses can I claim as a self employed Sole Trader?
As you juggle all the new responsibilities, you’ll also deal with lots of new costs. The good news is that many of these costs can be claimed as business expenses, meaning you’ll pay less tax and get to keep more of your hard-earned money.
Common Mistakes Sole Traders Make
We regularly see missing allowable expenses (mileage, home office, use of phone), forgetting about payments on account, mixing personal and business finances. Avoiding these mistakes can save thousands over time.
Sole Trader vs Limited Company – When Should You Switch?
A common question. There is no single income level where incorporation is automatically better. We provide clear modelling so you can see the difference in tax outcomes before making the decision.
Questions
Frequently Asked Questions
Do I need to register as a sole trader?
If the total amount of self-employment income you get in a tax year is more than the £1,000 tax-free trading allowance then yes, you’ll need to sign up with HMRC and start reporting your income and expenses.
Are returns included in the monthly fee?
Yes, your fee includes either Self Assessment or MTD depending on your circumstance. . Don’t worry if you’re not too sure which you should use – we’re here to help! Learn more about MTD Income Tax.
If you use MTD Income Tax you can either send quarterly updates (and your accountant will make any adjustments when they finalise everything with your tax return), or you can add quarterly submissions to your service for £25 per month.
When do I need to submit my sole trader tax return?
Sole traders currently need to submit Self Assessment tax returns before 31st January each year. Some people will need to start using Making Tax Digital for Income Tax from April 2026, depending on how much you get from self-employment and property. This change means you’ll need to submit updates to HMRC on a quarterly basis as well as submitting a final tax return.
How often can I speak to my accountant?
WhatsApp is our primary channel of communication. You can message on whatsapp and if required schedule a call.
What if I need payroll or VAT services?
Get an instant quote for any payroll or VAT services. Just add the number of staff and whether you need pension included as part of the service.
Do you work with cloud accounting software?
Yes. We specialise in Xero and connected tools to keep everything efficient and visible.
Got more questions or simply want to talk?
Call us, WhatsApp us or use the instant quote
You are in safe hands
When you trust us with your accounts, you can have complete confidence that we know what we’re doing. Our accountants have a wide range of qualifications and accreditations from trusted professional bodies such as the AAT and ICAEW.
