MTD for Landlords 2026 | AccTek — From £24.99/month
⚠️ MTD ITSA — April 2026 Deadline

Making Tax Digital Is
Mandatory for UK Landlords

From April 2026, landlords with property income over £50,000 must submit quarterly digital updates to HMRC. AccTek handles everything — bookkeeping, submissions, and your year-end return — from just £24.99/month.

No setup feesQualified UK accountantsNo long-term contractsMTD software included
6 April 2026 — Affects you now
£50,000+
Gross rental income threshold
6 April 2027
£30,000+
Next threshold — get ahead
TBC
£20,000+
HMRC's longer-term plan
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100%MTD Compliant
£0Setup Fee
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What's Changing

MTD ITSA for landlords — what you need to know

Making Tax Digital for Income Tax Self Assessment replaces the annual landlord tax return with four quarterly digital submissions per year, sent directly to HMRC.

This applies to your gross property income before expenses. A landlord receiving £55,000 in rent with £20,000 in mortgage costs still meets the threshold and must comply.

AccTek handles the full compliance burden — digital records, quarterly updates, End of Period Statement, and your Final Declaration — all included in your monthly fee.

Your Deadline
6 April 2026
Landlords & sole traders with gross income over £50,000
Your New MTD Obligations
  • Keep digital recordsAll income and expenses must be recorded in MTD-compatible software. AccTek connects to your bank feeds and does this automatically.
  • Submit quarterly updatesDigital income and expense summaries filed to HMRC four times a year — July, October, January, and April.
  • File an End of Period StatementAnnual confirmation of your total property income figures, submitted by your AccTek accountant.
  • Submit a Final DeclarationReplaces your Self Assessment return — confirms your total income for the tax year across all sources.
What's Included

Everything handled. One monthly fee.

Your AccTek subscription covers your entire landlord accounting requirement — from daily bookkeeping to quarterly HMRC submissions.

📊

Quarterly MTD Submissions

Your quarterly property income updates are prepared and filed to HMRC on time, every quarter, without you lifting a finger.

All plans
📚

Bookkeeping & Bank Feeds

We connect to your bank accounts and keep your property records up to date throughout the year using Xero.

All plans
📋

Landlord Tax Return

Your Final Declaration is prepared by a qualified accountant and filed to HMRC on your behalf.

All plans
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Per-Property Tracking

We track income and expenses at individual property level — essential for larger portfolios and accurate HMRC reporting.

All plans
💰

Expense Optimisation

We proactively review your allowable expenses each quarter — many landlords miss thousands in legitimate deductions every year.

All plans
👤

Dedicated UK Accountant

A real accountant who knows your portfolio — available by phone, email, or WhatsApp. Not a call centre or chatbot.

All plans
Who We Help

All types of UK landlords

Whether you have one property or a large portfolio, AccTek has a package that fits your situation.

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Residential Landlords

Buy-to-let landlords with single or multiple residential properties, whether managed directly or through an agent.

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Holiday Let Owners

Furnished holiday let owners benefit from different tax rules — we apply the correct treatment and maximise your allowances.

👪

Joint Property Owners

Properties owned with a spouse or partner — we handle the correct income split and ensure both owners meet their MTD obligations.

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Portfolio Landlords

Larger portfolios with complex structures — per-property reporting, portfolio analysis, and proactive tax planning.

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Commercial Landlords

Landlords with commercial premises — offices, retail, or mixed-use properties — with specialist expense knowledge.

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Switching Accountants

We handle the full transition — contacting your previous accountant and taking over HMRC authority on your behalf.

Tax Efficiency

Are you claiming every allowable expense?

Many landlords significantly overpay tax by missing legitimate deductions. AccTek reviews your expenses every quarter.

🔧

Repairs & Maintenance

Qualifying repair costs, decoration, and maintenance work on rental properties are fully deductible against income.

Fully allowable
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Finance Costs

Mortgage interest relief — correctly applied and the restriction properly managed for higher rate taxpayers.

Tax relief available
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Insurance Premiums

Buildings, contents, landlord liability, and rent guarantee insurance premiums are all allowable deductions.

Fully allowable
📱

Agent & Management Fees

Letting agent fees, property management costs, and advertising for tenants are fully deductible.

Fully allowable
🚗

Travel Expenses

Mileage for property inspections and maintenance visits — one of the most commonly missed allowances for landlords.

Often missed

Utility & Service Costs

Ground rent, service charges, council tax during void periods — allowable where you as the landlord bear these costs.

Often missed
Getting Started

Up and running in under a week

We handle the entire setup — including contacting HMRC and connecting your property records. Most clients are onboarded within 3–5 working days.

1

Get a Quote

Use the instant quote form above. Answer a few quick questions and get your personalised monthly price right away.

2

Sign Up Online

Complete your signup in minutes. Set up your Direct Debit and we handle your HMRC agent authority on your behalf.

3

We Handle Everything

Your accountant connects your bank feeds, keeps records up to date, and files every MTD submission on time.

Client Stories

What our landlord clients say

★★★★★

"I have 4 buy-to-let properties and was genuinely dreading MTD. AccTek got me fully set up within a week and now I barely think about my tax — it just happens."

RT
Richard T.Landlord — 4 BTL Properties, Birmingham
★★★★★

"My previous accountant charged nearly £1,200 a year and I still had to do most of the organising myself. AccTek is less than half the price and actually manages everything."

AN
Alison N.Landlord — 2 Properties, Leeds
★★★★★

"They flagged expenses I had been missing for years — travel costs, insurance I was not claiming correctly. Switched for MTD compliance, staying for the savings."

MJ
Michael J.Portfolio Landlord — 7 Properties, London
Questions & Answers

Frequently asked questions

If your gross rental income is under £50,000, MTD ITSA does not apply until April 2027 (for income between £30,000 and £50,000). Getting set up with AccTek now means you are prepared when your threshold is reached.

The £50,000 threshold applies to your gross rental income — before any expenses. A landlord receiving £55,000 in rent with £25,000 in costs still meets the threshold and must comply from April 2026.

In most cases, joint properties are split 50/50 for tax purposes. Each owner must comply based on their own income share. AccTek can advise on the most tax-efficient structure for your situation.

Yes. Limited company landlords pay Corporation Tax rather than Income Tax, so MTD ITSA does not apply in the same way. We offer specific services for limited company landlords and can advise on whether incorporation is right for your situation.

Yes — we handle the entire transition. We contact your previous accountant, request your records, and take over your HMRC agent authority. Most clients are fully switched within one week.

HMRC operates a penalty points system for missed submissions. AccTek ensures all submissions are filed on time, so this risk is removed entirely.

Do not leave MTD compliance to chance

April 2026 is closer than you think. Get your personalised landlord quote now — no obligation, no commitment.

Our accountants are qualified members of

AATICAEWHMRC MTD AgentXero Partner