Specialist tax advisors for freelancers and consultants across the UK. Self Assessment, MTD compliance, proactive tax planning and allowable expenses — from £19.99/month fixed.
Not legally — but a specialist freelance tax accountant typically saves you more than the fee through maximised expense claims, correct Self Assessment filing, proactive tax planning and structure advice (sole trader vs limited company) that generic accountants rarely provide.
If you are a self-employed consultant, designer, coach, marketing specialist or independent professional, your income structure matters. The difference between a sole trader claiming the basics and a properly advised freelancer claiming every allowable deduction, structuring payments on account correctly and timing income strategically can be thousands of pounds per year.
AccTek provides structured, digital-first freelancer accounting services for UK freelancers and consultants:
We work with freelancers and consultants across every sector. Your income pattern may be irregular, project-based or retainer-driven — we build your accounting around how you actually work:
Whether you earn £40,000 or £150,000+, the structure of your income affects your tax position. As specialist accountants for freelancers across the UK, AccTek ensures you are in the right structure at the right time — and that nothing is left on the table. Looking for an accountant for freelancers UK-wide? That is exactly what we do.
Everything you need — nothing you don’t.
A dedicated accountant who understands freelance income patterns, knows your goals and provides tailored advice — not generic templated returns.
We register you for Making Tax Digital, connect your accounts, migrate existing records and handle quarterly digital submissions to HMRC. No spreadsheets required.
Freelancers often overpay tax through poor planning. We optimise expense claims, structure pension contributions and ensure correct income allocation across all sources.
Accurate records are the foundation of lower tax. Monthly or quarterly bookkeeping via Xero, automated expense tracking and predictable monthly pricing.
Many consultants start as sole traders but should incorporate as income grows. We model both options with real numbers so you can see the tax difference before deciding.
This is the most common question we hear from freelancers. The short answer: a limited company typically becomes more tax-efficient once your net profits exceed approximately £30,000–£35,000 per year. But the decision is not purely about tax — it also depends on:
AccTek models both structures with your actual numbers — not a generic calculator. See our full guide: Sole Trader vs Limited Company 2026/27.
Use our Ltd Company vs Sole Trader Calculator to estimate your tax saving. Then book a free consultation to discuss the detail.
Not legally, but a specialist accountant typically saves freelancers more than the cost of the service through maximised expense claims, correct Self Assessment filing and proactive tax planning. Most freelancers who switch to AccTek reduce their tax bill in the first year.
Home office allowance, equipment and furniture, software subscriptions, professional development and courses, business travel and mileage, phone and broadband, professional memberships, marketing costs and client entertainment (limited). AccTek ensures every allowable deduction is captured.
Sole trader is simpler for lower income levels. A limited company typically becomes more tax-efficient once net profits exceed approximately £30,000–£35,000 — but pension position, IR35 risk and administrative overhead must be considered. AccTek models both options with your actual numbers.
Yes, if self-employment income (or combined with rental income) exceeds £50,000 per year from April 2026. MTD requires quarterly digital submissions to HMRC. AccTek manages your registration, quarterly updates and Final Declaration as part of your monthly fee.
Sole trader freelancers pay income tax and Class 4 National Insurance through Self Assessment. The tax return is due by 31 January following the end of the tax year, with payments on account due in January and July. AccTek prepares and files everything on your behalf.
Registration is mandatory above £90,000 turnover. Below that, voluntary registration can benefit freelancers whose clients are VAT-registered businesses — you reclaim VAT on expenses and your clients reclaim the VAT you charge. AccTek advises on the right timing and scheme.
Yes. You can claim a proportion of household costs (heating, electricity, broadband, council tax) based on the space and time used for business, or use HMRC’s simplified flat rate of £6 per week. AccTek calculates which method gives you the higher deduction.
AccTek plans for freelancers start from £19.99 per month fixed. This includes Self Assessment or MTD submissions, cloud accounting via Xero, expense tracking and a dedicated accountant who understands freelance income patterns.
Real feedback from freelancers and consultants who switched to AccTek.
“I was overpaying tax for years because my previous accountant never flagged the home office deduction or mileage claims. AccTek found £2,400 in expenses I’d missed in my first year alone. The MTD setup was completely painless — they handled everything.”
Sarah K.
UX Consultant · London · Client since 2024
“As a freelance developer I needed someone who understood IR35 and could model whether switching to a limited company made sense. Godwin ran the numbers, showed me I’d save over £5,000 a year, and handled the entire incorporation. Brilliant service.”
James T.
Software Developer · Manchester · Client since 2025
“I’d been dreading MTD but AccTek made it straightforward. They set up Xero, connected my bank, and now my quarterly submissions just happen. I actually understand my finances for the first time. The fixed monthly fee means no surprises either.”
Priya M.
Marketing Consultant · Bristol · Client since 2025
Fixed fees • Dedicated accountant • MTD compliant • Tax-efficient
Godwin Pinto ACA is a chartered accountant and founder of AccTek with 20+ years of experience accounting and tax for contractors, startup and SME .
AccTek is a member firm of the Institute of Certified Practising Accountants (ICPA). Our accountants have a wide range of qualifications and accreditations from trusted professional bodies such as the AAT, ICPA, and ACCA.
