Kishan Kedia ICAI CAMS -- Locum Doctor Accountant Specialist at AccTek
Locum Doctor & NHS Pension Specialist

Kishan Kedia ICAI, CAMS

Locum Doctor Accountant Specialist — AccTek

ICAICAMS20+ Years ExperienceNHS Pension Specialist

I am a specialist accountant with over 20 years of experience working with locum doctors, GPs and NHS medical professionals. The tax position of a locum doctor is genuinely complex -- mixing PAYE inco...

About Kishan Kedia ICAI, CAMS

I am a specialist accountant with over 20 years of experience working with locum doctors, GPs and NHS medical professionals. The tax position of a locum doctor is genuinely complex -- mixing PAYE income from NHS employment with self-employment income, navigating the NHS pension annual allowance, and managing GMC, BMA and CPD expenses across multiple engagements.

My specialism is the area where most generalist accountants struggle: NHS pension annual allowance calculations, tapered annual allowance for high-earning doctors, Scheme Pays elections, and ensuring locum doctors never face unexpected tax bills in January because their pension input was not understood in advance.

Areas of Specialism

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NHS Pension Annual Allowance
Tapered annual allowance calculations, Pension Savings Statements and Scheme Pays election support for high-earning locum doctors.
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Locum Tax Returns
Self Assessment for mixed NHS PAYE and self-employment income, including all allowable expenses.
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MTD for Locum Doctors
MTD ITSA registration and quarterly submissions for locum doctors with income over 50,000.
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Limited Company for Doctors
Analysis of whether a limited company structure is appropriate given NHS pension rules and IR35 considerations.

Qualifications & Experience

Qualification
ICAI — Chartered Accountant (India)
Qualification
CAMS — Certified Anti-Money Laundering Specialist
Experience
20+ years in taxation and financial compliance
Specialism
Locum doctor tax, NHS pension, annual allowance

All AccTek accountants operate under the professional standards and ethical guidelines of their respective qualifying bodies. Our work is underpinned by the principles of professional competence, confidentiality and integrity.

Guides & Content

Pages and guides written or reviewed by Kishan Kedia ICAI, CAMS at AccTek:

Work with a locum doctor specialist

NHS pension planning, annual allowance, MTD and Self Assessment. From 19.99/month.

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