Worried about MTD? You've got 12 months to get compliant.
Dedicated landlord accountants from £19.99/month — no jargon, no stress, full MTD setup included
For as low as only £19.99 per month
Who This Is For
This service is designed specifically for:
Accidental landlords
Buy-to-let investors with 1–3 properties
PAYE employees with rental income
Retired individuals with rental property
Couples jointly owning property
If you don’t see yourself as a “property business” but simply own a few rentals, this page is for you.
Why MTD Is Different for Landlords
Landlord tax isn’t just “rent minus mortgage.”
You’re dealing with:
Mortgage interest restrictions (Section 24)
Repairs vs capital improvements
Replacement of domestic items relief
Property income across multiple properties
Joint ownership rules
CGT implications if you sell
Quarterly submissions mean mistakes compound faster.
How do we help
Everything You Need — Nothing You Don’t
A Personal, Friendly Touch
You’ll have access to a team of accountants who will get to know you and your business. That enables us to provide an accounting solution tailored to your goals and needs, whether you want to grow your business, become more tax-efficient, or just simplify your accounting processes.
Full MTD Setup
We
1. Register you correctly
2. Set up compliant software
3. Migrate your existing records
4. Connect to HMRC systems
No spreadsheets required.
Quarterly MTD Submissions
We handle
1. Income & bank reconciliation
2. Expense categorisation
3. Mortgage interest calculations
4.Submission to HMRC
Four deadlines. Zero panic.
Invoicing & accounts
Accurate records are the foundation of lower tax and fewer HMRC issues.
We provide:
1. Cloud accounting setup
2. Monthly or quarterly bookkeeping
3. Expense tracking automation
4. Clear deadline reminders
5. Predictable monthly pricing
Annual Property Tax Review
At year end we:
1. Optimise allowable expenses
2. Review ownership structure
3. Confirm Section 24 impact
4.Identify planning opportunities
MTD is compliance. Strategy is optional — but valuable.
Real landlords. Real results.
Helpful Landlord resources
Looking for landlord advice and guidance before paying for our service? We’ve got you covered.
What Counts as a Legitimate Landlord Expense?
The golden rule from HMRC is that an expense must be "wholly and exclusively" for your property business. Let’s break down what that actually looks like in the real world.
The Ultimate "Allowable Expense Checklist" (2026/27 Edition)
With Making Tax Digital (MTD) officially launching in April 2026 for landlords with a combined income over £50,000, the stakes for accurate record-keeping have never been higher. HMRC isn’t just looking for your totals anymore; they’re looking for your digital proof.
How to Keep Proper Records as a Small Landlord
We are rapidly moving toward a world where your shoebox full of crumpled receipts is about as useful as a VHS player. Today, we’re talking about record-keeping and the massive shift coming with Making Tax Digital (MTD) for Income Tax.
The Essential Annual Maintenance Checklist for Small Landlords
With the 2026/27 tax year bringing tighter reporting requirements under MTD, staying on top of your maintenance isn't just about safety—it’s about predictable cash flow. Let’s look at the "Big Three" legal requirements and the "Smart Three" financial ones.
The Ultimate Tax Guide for Small Landlords in the UK
The tax landscape is shifting faster than a tenant’s opinion on "feature wallpaper." With the 2025/26 tax year upon us and major changes looming for 2026/27, let’s get you compliant, stress-free, and—dare I say—excited about your spreadsheets.
Questions
Frequently Asked Questions
Do I need to register for MTD as a landlord?
Yes, if your qualifying income (gross income from self-employment and property) exceeds the threshold when MTD applies to you.
Note: Income from other sources such as dividends, interest, pensions, etc., does not count towards qualifying income.
Are returns included in the monthly fee?
Yes, your fee includes either Self Assessment or MTD depending on your circumstance. Don’t worry if you’re not too sure which you should use – we’re here to help! Learn more about MTD Income Tax.
If you use MTD Income Tax you can either send quarterly updates (and your accountant will make any adjustments when they finalise everything with your tax return), or you can add quarterly submissions to your service for £25 per month.
What happens if I miss a quarterly submission?
HMRC is introducing a new penalty regime based on points. Repeated failures can trigger financial penalties.
How often can I speak to my accountant?
WhatsApp is our primary channel of communication. You can message on whatsapp and if required schedule a call.
Can I use spreadsheets?
Only if they integrate via bridging software and meet HMRC requirements. Most landlords find dedicated software easier.
Do you work with cloud accounting software?
Yes. We specialise in Xero and connected tools to keep everything efficient and visible.
Got more questions or simply want to talk?
Call us, WhatsApp us or use the instant quote
You are in safe hands
When you trust us with your accounts, you can have complete confidence that we know what we’re doing. Our accountants have a wide range of qualifications and accreditations from trusted professional bodies such as the AAT and ICAEW.
