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Accountant for Freelancers & Consultants

Specialist accountant for freelancers and consultants in the UK. MTD compliance, tax optimisation and fixed monthly pricing.

For as low as only £19.99 per month
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Freelancer working independently with cloud accounting support from AccTek
Freelancer using AccTek cloud accounting services UK

Specialist Accountant for Freelancers & Consultants in the UK

If you’re a self-employed consultant, designer, coach, marketing specialist or independent professional, your income structure matters.

Quarterly MTD reporting.
Allowable expenses.
Income timing.
Tax efficiency.

AccTek provides structured, digital-first accounting for UK freelancers and consultants.

Accounting Designed for Independent Professionals

We work with:

  • Marketing consultants

  • IT freelancers

  • Designers & creatives

  • Coaches & trainers

  • Strategy consultants

  • Independent professionals operating as sole traders or limited companies

Whether you earn £40,000 or £150,000+, the structure of your income affects your tax position.

How do we help

Everything You Need — Nothing You Don’t

Sole trader reviewing accounts with AccTek accountant UK

A Personal, Friendly Touch

You’ll have access to a team of accountants who will get to know you and your business. That enables us to provide an accounting solution tailored to your goals and needs, whether you want to grow your business, become more tax-efficient, or just simplify your accounting processes.

Making Tax Digital — AccTek branded MTD compliance guide

Full MTD Setup

We
1. Register you correctly
2. Set up compliant software
3. Migrate your existing records
4. Connect to HMRC systems

No spreadsheets required.

Self assessment tax return guide for UK sole traders

Tax Efficiency for Consultants

Freelancers often overpay tax due to poor planning. We optimise:
1. Use of home
2. Travel & subsistence
3. Equipment & software
4. Professional subscriptions
5. Pension contributions
We ensure correct allocation, reporting and optimisation across all income sources.

Xero mobile accounting app — manage invoices and finances on the go

Invoicing & accounts

Accurate records are the foundation of lower tax and fewer HMRC issues. We provide:
1. Cloud accounting setup
2. Monthly or quarterly bookkeeping
3. Expense tracking automation
4. Clear deadline reminders
5. Predictable monthly pricing

Sole trader tax planning — reduce your tax bill with AccTek

Sole Trader or Limited Company?

Many consultants start as sole traders but later consider incorporating. We assess:
1. Income level
2. Administrative burden
3. IR35 considerations
4. Dividend vs salary efficiency
Structure should evolve with your income — not lag behind it.

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Real freelancers. Real results.

Rachel B
Rachel B
Marketing Consultant, Bristol
I went limited company last year and had no idea what I was doing. AccTek set everything up, explained the director salary and dividend strategy, and I haven't looked back.
Tom H
Tom H
Freelance Graphic Designer, London
I used to dread tax season every year. AccTek handles my self assessment, tax calculations and invoicing — I just focus on my clients. Best decision I've made for my business.
Priya S
Priya S
Independent HR Consultant, Birmingham
Switched from a high street accountant who charged me £1,400 a year and was impossible to get hold of. AccTek costs a fraction of that and responds same day. No brainer.
Marcus T
Marcus T
Management Consultant, London
I work across multiple clients and my income varies month to month. AccTek keeps everything organised, makes sure I'm tax efficient, and the quarterly check-ins give me real peace of mind.
Sophie K
Sophie K
Freelance UX Designer, Brighton
Finally an accountant that actually uses technology properly. Real-time dashboards, automated VAT, instant responses — everything my old accountant couldn't offer at twice the price.
James A
James A
Freelance IT Consultant, Nottingham
I was nervous about switching accountants mid-year but AccTek made the transition completely painless. They took everything over and I didn't have to lift a finger.
Chris O
Chris O
Freelance Copywriter, Manchester
The bank feed connection means my income and expenses are categorised automatically. My accounts practically run themselves. Honestly brilliant for a sole trader like me.

Helpful Freelancer & consultant resources

Looking for freelancer or consultant advice and guidance before paying for our service? We’ve got you covered.

How to pay yourself as a sole trader — drawings and Self Assessment guide

How to pay yourself as a Sole Trader and how much to put aside for tax

As a sole trader, you’re not directly employed and you don’t receive a salary or wage in the traditional sense. So how do you pay yourself as a sole trader and then pay any tax due?

Legal requirements for UK sole traders — HMRC registration and compliance

Understanding the legal requirements of being a sole trader

Setting up as a Sole Trader is a popular way to start a business, especially for those entering the business world for the first time. However, as with everything in business, becoming a sole trader comes with several risks you should be aware of.

Business expenses sole traders can claim — HMRC allowable deductions

What business expenses can I claim as a self employed Sole Trader?

As you juggle all the new responsibilities, you’ll also deal with lots of new costs. The good news is that many of these costs can be claimed as business expenses, meaning you’ll pay less tax and get to keep more of your hard-earned money.

Common mistakes sole traders make — avoid HMRC penalties

Common Mistakes Sole Traders Make

We regularly see missing allowable expenses (mileage, home office, use of phone), forgetting about payments on account, mixing personal and business finances. Avoiding these mistakes can save thousands over time.

Sole trader vs limited company — which business structure pays less tax

Sole Trader vs Limited Company – When Should You Switch?

A common question. There is no single income level where incorporation is automatically better. We provide clear modelling so you can see the difference in tax outcomes before making the decision.

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Questions

Frequently Asked Questions

Not legally, but quarterly digital reporting increases administrative burden and risk of error.

Sole traders may be in scope. Limited companies are already under digital corporation tax reporting rules.

Your fee includes either Self Assessment or MTD depending on your circumstance.  Don’t worry if you’re not too sure which you should use – we’re here to help! Learn more about MTD Income Tax.

If you use MTD Income Tax you can either send quarterly updates (and your accountant will make any adjustments when they finalise everything with your tax return), or you can add quarterly submissions to your service for £25 per month.

Yes, if you work from home and meet HMRC conditions.

Yes. The timing and tax implications should be assessed first.

Possibly. It depends on turnover and client profile. Advice before registering is recommended.

Yes. Both must be correctly reported and consolidated.

⁨⁨Got more questions or  ⁨simply want to talk?

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You are in safe hands

When you trust us with your accounts, you can have complete confidence that we know what we’re doing. Our accountants have a wide range of qualifications and accreditations from trusted professional bodies such as the AAT and ICAEW.

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