Advisory — Fractional CFO, Cash Flow & KPIs

Q: What are management accounts and do I need them?

Management accounts are monthly financial reports — P&L, balance sheet, and cash flow — prepared for internal use. If you're making decisions about hiring, pricing, or investment, you need them. They're also essential for investor reporting and board governance.

Q: What does a fractional CFO actually do?

A fractional CFO provides part-time senior financial leadership including financial strategy, investor reporting, board packs, cash flow forecasting, fundraising preparation, and stakeholder communication — without the full-time salary.

Q: How does cash flow forecasting work?

Rolling forecasts (13-week and 12-month) are built using live Xero data, known commitments, and revenue assumptions. Scenario modelling lets you stress-test variables like delayed payments, new hires, or revenue dips.

Q: Can AccTek help with fundraising preparation?

Yes. AccTek prepares financial models, investor-ready data rooms, due diligence packs, and SEIS/EIS compliance documentation for rounds from pre-seed to Series A.

Q: What KPIs should I be tracking?

For SaaS: MRR, churn rate, LTV:CAC ratio, and burn rate. For services: gross margin, utilisation rate, debtor days, and revenue per head. AccTek builds custom Xero dashboards for your specific metrics.

Advisory services

Strategic Finance for Businesses Ready to Scale

Most accountants file your numbers after the fact. AccTek’s advisory services put those numbers to work — giving you the visibility, forecasts, and strategic insight to make better decisions faster.

Management Accounts & Reporting

Monthly management accounts with variance analysis, P&L commentary, and board-ready reporting that shows where your business actually stands.

Monthly P&L & balance sheet
Variance analysis & commentary
Board pack preparation

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Cash Flow Forecasting

13-week and 12-month rolling forecasts built in Xero with scenario modelling, so you always know your runway and can plan confidently.

13-week & 12-month forecasts
Scenario modelling
Runway & burn rate analysis

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Fractional CFO

Part-time CFO expertise from a qualified accountant — financial strategy, investor reporting, and board-level support without the full-time salary.

Financial strategy & planning
Investor & board reporting
Fundraising preparation

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KPI Dashboards

Real-time Xero dashboards tracking the metrics that matter — MRR, burn rate, gross margin, debtor days, and custom KPIs for your business.

Real-time Xero dashboards
Custom KPI tracking
SaaS & startup metrics

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Fundraising Support

Financial models, investor-ready data rooms, due diligence preparation, and SEIS/EIS compliance — everything you need for a successful raise.

Financial model building
Data room preparation
Due diligence support

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Why advisory

Your Accountant and Your CFO Shouldn’t Be Different People

Most businesses outgrow their accountant long before they can afford a CFO. AccTek bridges that gap — combining compliance expertise with strategic advisory in a single, integrated relationship.

We don’t just tell you what happened last quarter. We help you plan what happens next.

One relationship, full coverage — compliance and advisory from the same team, so nothing falls through the cracks
Real-time visibility — Xero-powered dashboards mean you see your numbers live, not weeks after month-end
Founder-tested — we work with pre-seed to Series A startups, SaaS businesses, agencies, and scaling SMEs
AI-accelerated — automated reconciliation, AI-generated insights, and intelligent reporting through our AI Finance Lab

FAQs

Advisory Services — Frequently Asked Questions

What are management accounts and do I need them?

Management accounts are monthly financial reports — typically a P&L, balance sheet, and cash flow summary — prepared for internal use rather than statutory filing. If you’re making decisions about hiring, pricing, or investment, you need management accounts. They’re also essential for investor reporting and board governance.

What does a fractional CFO actually do?

A fractional CFO provides part-time, senior-level financial leadership. At AccTek, this includes financial strategy and planning, investor reporting and board packs, cash flow forecasting and scenario modelling, fundraising preparation, and key stakeholder communication. You get CFO-level insight without the £120k+ salary.

How does cash flow forecasting work?

We build rolling forecasts — typically 13-week (short-term) and 12-month (strategic) — using your live Xero data, known commitments, and revenue assumptions. Scenario modelling lets you stress-test variables like delayed payments, new hires, or revenue dips before they happen.

Can AccTek help with fundraising preparation?

Yes. We prepare financial models, investor-ready data rooms, due diligence packs, and SEIS/EIS compliance documentation. We’ve supported rounds from pre-seed to Series A across SaaS, fintech, and professional services businesses.

What KPIs should I be tracking?

It depends on your business model. For SaaS companies, we typically track MRR, churn rate, LTV:CAC ratio, and burn rate. For service businesses, gross margin, utilisation rate, debtor days, and revenue per head. AccTek builds custom dashboards in Xero so you always see the metrics that matter.

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Advisory is Most Powerful with Strong Foundations

Pair advisory with compliance and tax planning for a complete finance function.

Advisory Services
Finance That Drives Growth