Specialist accounting for Uber drivers, Deliveroo riders, Amazon Flex couriers and platform workers. Self Assessment, MTD compliance, mileage claims and multi-platform income management — from £19.99/month.
If you earn income through Uber, Deliveroo, Amazon Flex, Just Eat, Etsy or any gig platform, you are almost certainly self-employed for tax purposes. That means you must register with HMRC, keep records of all income and expenses, and file a Self Assessment tax return every year — even if no tax was deducted by the platform.
Many gig workers assume the platform handles their tax. It does not. Platforms report your earnings to HMRC but do not deduct tax or National Insurance. You are responsible for:
AccTek handles all of this for you. One fixed monthly fee, no surprises, no stress.
Whether gig work is your full-time income or a side hustle alongside a day job, your tax obligations are the same once you exceed the £1,000 trading allowance. AccTek ensures you are compliant from day one.
Every pound you claim as an allowable expense reduces your taxable profit. For gig workers, the biggest deduction is almost always mileage or vehicle costs.
You must choose one method per vehicle — and once chosen, you cannot switch for that vehicle.
| Method | How It Works | Best For |
|---|---|---|
| HMRC mileage rate | 45p/mile (first 10,000 miles), then 25p/mile. Covers fuel, insurance, depreciation, maintenance | Most gig drivers — simpler, often higher deduction |
| Actual vehicle costs | Claim business proportion of fuel, insurance, road tax, MOT, repairs, depreciation, finance interest | Drivers with high mileage and low vehicle costs |
| Bicycle | 20p/mile HMRC rate | Deliveroo and Just Eat bicycle couriers |
Many gig workers only claim fuel and ignore mileage, phone, platform fees and equipment. The difference between claiming £1,200 in expenses and £4,500 can be £660–£1,300 in tax savings per year. AccTek captures everything you are entitled to.
HMRC gives everyone a £1,000 trading allowance per tax year. If your total gig income is under £1,000, you do not need to register as self-employed or file a return.
Above £1,000, you have two options:
For most active gig workers, actual expenses far exceed £1,000 — especially once mileage is included. AccTek calculates which option gives you the lower tax bill.
If you have PAYE employment and gig income on the side, both must be reported. Your PAYE income uses your personal allowance and basic rate band first. Gig income is then taxed at your marginal rate — which means it may push you into a higher tax bracket. AccTek ensures both income sources are reported correctly and your tax code is optimised.
Yes. Gig workers are self-employed for tax purposes and must file a Self Assessment return each year. Platforms report your earnings to HMRC but do not deduct tax — you are responsible for reporting income and paying what you owe.
Mileage (45p/mile for cars, 20p for bicycles), mobile phone and data, platform service fees, delivery bags and insulated boxes, cleaning supplies, protective clothing, accountancy fees and vehicle maintenance if using actual costs method.
Yes, if gross trading income exceeds £1,000 per tax year. Below £1,000 the trading allowance covers it. Above that, you must register with HMRC and file Self Assessment — even if gig work is a side hustle alongside PAYE employment.
For most gig drivers, HMRC’s approved mileage rate (45p/mile for the first 10,000 miles) is simpler and often gives a higher deduction. Once you choose a method for a vehicle, you cannot switch. AccTek advises which method maximises your deduction.
The trading allowance gives you £1,000 of tax-free trading income per year. Above £1,000, you can deduct the allowance instead of actual expenses — but for most active gig workers, actual expenses (especially mileage) give a larger deduction.
Yes, if self-employment income exceeds £50,000 per year from April 2026, or £30,000 from April 2027. MTD requires quarterly digital submissions to HMRC. AccTek handles registration, Xero setup and all submissions.
Only if your turnover exceeds £90,000 in any rolling 12-month period. Most gig workers are well below this threshold. If you work full-time across multiple platforms, AccTek monitors your cumulative income and advises when you approach the limit.
AccTek plans for gig workers start from £19.99 per month fixed. This includes Self Assessment or MTD submissions, Xero bookkeeping, mileage tracking, expense claims and a dedicated accountant who understands platform income.
Mileage claims • Multi-platform income • MTD compliant • Fixed fees
Godwin Pinto ACA is a chartered accountant and founder of AccTek with 20+ years of experience accounting and tax for contractors, startup and SME .
AccTek is a member firm of the Institute of Certified Practising Accountants (ICPA). Our accountants have a wide range of qualifications and accreditations from trusted professional bodies such as the AAT, ICPA, and ACCA.
